How to Become Financially Free by Investing in Crypto (You've Been Missing Out)

Disclaimer: None of the following is financial advice.

I was talking to a friend last week, and the conversation shifted to personal finance. He didn't know if he should invest in index funds, bonds, or crypto. He said it was overwhelming trying to figure out what investments were good and which were bad. I told him everything I knew about investing and realized that crypto was a core part of my investment system. I wrote down all of my keys to investing and put them into this article. If you give me 10 minutes of your time to read this article, I'll show you the crypto investing system that changed my life.


I grew up in a poor family. I slept on the couch in the living room for most of my life. I thought things couldn't get worse, but after the recession in 2008, they did. My parents started racking up credit card debt to pay the bills. But when the credit cards reached their limits, my parents, two sisters, and I had to move to an even smaller apartment.

Everything changed when I got accepted into the school of my dreams, the University of California, Santa Barbara. This was my opportunity to become educated, get a job, and become financially free. I decided to go even though I had no plan for how I would pay off my student loans. College is the key to success, right? It would pay for itself (or so I thought).

Me, junior year at UCSB

College was fun, but there were two bad parts. (1) I didn't feel like I was learning anything that would help me in the real world, and (2) my student loan debt was racking up. My heart would start racing every time I looked at the debt total. I started to avoid looking at it because I had no idea how I would pay it off.

I wanted to find a way to pay off my student loans so I would never worry about debt again. I didn't want to fall into the same debt trap that my parents did.

I tried getting a job, but no company would hire me.

Then I tried making money online. I made an online music business. I did dropshipping on Shopify. I did Facebook and YouTube ads for small businesses. I had mild success, but in the end, it wasn't even enough to pay for rent.

Now I was worried. I'd seemingly tried everything, but nothing worked. I thought that the interest would spiral out of control if I couldn't find a way to pay off my student loans soon.

I started to ask myself how I got into this situation. Why did I go to college? Why was it so expensive? Why didn't my parents have money to help pay for it? The problem was the broken financial system:

  • In 2008, the government bailed out Wall Street during the global financial crisis while we had to pay for it.
  • From 1970 to 2021, colleges increased their prices by 2580%.
  • Since Covid-19, there's been high inflation (10-15%) because the government printed trillions of dollars for stimulus. How can anyone have savings when you lose half of your money in 6-9 years?

Despite the broken financial system, I had to find a way to succeed. If I didn't, I'd be broke and in debt forever.

One day I was watching a Tim Ferriss podcast, and his guest was Ramit Sethi. I liked what Ramit was saying, so I got his book, I Will Teach You to Be Rich. It covers the basics of personal finance, like credit cards and retirement accounts. I started reading it, and my heart was racing as I tore through the pages and took notes. I was learning what I always wanted to know – how to avoid falling into the same debt trap that financially ruined my parents. That book made me fall in love with finance. It taught me that investing was the way to achieve financial freedom.

I spent years studying and practicing investing. I studied the stock market, real estate, bonds, crypto, gold, oil, etc. I practiced fundamental, technical, macroeconomic analysis, long-term investing, and options. I tested every strategy and tried every market to see which worked best.

Over time I developed a system for getting high returns while minimizing risk.

As a result, I 5Xed my investment portfolio in 8 months (more on this later).

Then I told my family and some close friends what to invest in. Some didn't listen, but those who did got amazing results too.

Ironically, in the end, I never paid off my student loans. I learned that you don't want to pay off low-interest debt prematurely because you can make more money by investing that money.

All the time I spent studying was worth it. I never worry about money or debt anymore. Now I can teach others how to achieve financial freedom and stop worrying about money.


Before we get into the crypto investing strategy, I want to address a few points I often get asked about.

  1. I’m guessing that for many of you, this is not your first attempt at investing. I want to note that it's probably not your fault if you've lost money in the past. Only recently was the research necessary to succeed made publicly available. Reports from institutions like ARK Invest, Bridgewater, Bitwise, Coin Metrics, and Coinshares make it possible for nonprofessional investors to compete with professionals.
  2. If you're worried about needing technical finance knowledge or math skills, you shouldn't be. You just need the right guide to show you what to do.
  3. Inflation is now at 10-15% a year. Inflation makes people holding dollars poorer and people holding assets richer. The system was made to make people holding dollars poor, so don't hold dollars.
  4. Investing is a zero-sum game. That means that for some people to win, others have to lose. You need better information than everyone else if you want to be the winner and not the loser.
  5. I actually care about your success. I was poor almost my entire life, and I understand the shame and self-esteem issues that come from it. That's why I made this blog and newsletter to teach people finance. Anyone can achieve financial freedom if they put in the time to learn.

I want to help two types of people. For those who are beginners, you’ll learn how to start investing and accumulate wealth. For more experienced investors, you’ll get information on how to get higher returns while reducing risk. No technical knowledge is required.

My goal for this article is to convince you that cryptocurrency investing is the key to unlocking financial freedom. I’m going to show you my proprietary frameworks that will make it simple for you to achieve success.

Over the past few years, I’ve been able to drastically improve my investment returns, which has been life-changing. I’ve also been able to help other people achieve outstanding results through my blog and newsletter. But it wasn’t always like this; just a few years ago, I was broke, in debt, and had no idea how to invest.


Key #1 Cryptocurrency Investing: The Key to Making Money and Achieving Financial Freedom

I first heard about Bitcoin in 2016. One of my friends was mining it on his computer. I knew nothing about it and thought it was a financial bubble that would lose all of its value.

It did lose almost all of its value in 2018, but it started to come back in 2019. Then a finance analyst named Dave Lee made a YouTube video analyzing Bitcoin. This is where I first learned that Bitcoin wasn't some speculative internet money. I realized it was an investment opportunity, so I read every book on crypto I could find. I listened to every podcast and subscribed to every crypto newsletter.

One of the best crypto books I read was The Bitcoin Standard by Dr. Saifedean Ammous. In it, I learned that Bitcoin is programmed to have low inflation that decreases over time. Around the year 2140, it will have no inflation. Bitcoin retains value over time, unlike the US dollar. That's why bitcoin is so valuable. Nobody wants to lose money to inflation, right? That's why people will naturally adopt Bitcoin. And when everyone wants bitcoin, the price will go up. It's simple supply and demand.

I also learned that Bitcoin has a fixed finite supply of 21 million coins. That means that there will never be any more than 21 million bitcoins. Anyone who's taken economics knows that when the demand for something is high but the supply is 0, the price increases dramatically.

And that's my bitcoin investment thesis: The price of bitcoin will go up dramatically, so buy it now before it goes up.

I've studied the past 100+ years of economic and financial history – I'm literally writing a book on it. This is the most transformational time of our lives and we may never get another opportunity like it. This could be it.

It’s not just me who thinks this: Both Tesla Motors and SpaceX own bitcoin. The country El Salvador accepts bitcoin as legal tender. That means every business in El Salvador has to accept bitcoin as money. Blackrock, the largest asset manager in the world, is awaiting approval from the SEC to start a bitcoin investment fund. Fidelity, the 3rd largest asset manager in the world, said they were a "Bitcoin first company," meaning Bitcoin is their first priority. Colorado accepts bitcoin for taxes. Tim Cook, the CEO of Apple, said, “of course” he invests in crypto. Isn't that amazing? Cryptocurrencies have already had more widespread adoption than most people think.

But how do we know which cryptos are the best? And how do we avoid scams? Should we buy Bitcoin Cash, Bitcoin Core, or Bitcoin Classic? These are all versions of Bitcoin, and Bitcoin is only one crypto. There's also Ethereum, Avalanche, Solana, Cardano, XRP, and thousands more.


Key #2 Crypto Analysis: The 10-Step System For Finding Low-Risk, High-Reward Investments.

When I first started investing in crypto, I only bought bitcoin. Bitcoin was the most well-known and seemed the least risky. I didn’t know much about crypto, so I wanted to be cautious and conservative.

Then I realized that other cryptos could get even better returns than Bitcoin. But which ones were the best? Which were the least risky?

I watched an interview with the investor Chamath Palihapitiya a few years ago, and he said to emulate successful people. I took Chamath’s advice and studied all of the best finance professionals who invested in crypto.

After studying many frameworks for analyzing crypto, I found the best one. I got it from an analyst named James Mullarney. It’s a 10-step framework for analyzing the quality of a cryptocurrency. Unfortunately for me, most of James’ frameworks are only shared with an exclusive group. But I took a screenshot of the framework overview and figured it out myself. Over time, I added to it and refined it to make it my own.

I started analyzing cryptos using this framework, and it allowed me to find other cryptos that get better returns than bitcoin without taking on much more risk. My returns were 6 times better than bitcoin's returns over the same time period.

The Crypto Analysis Framework:

  1. General analysis. Background, founder, market capitalization.
  2. Industry Disruption. What traditional markets is it replacing?
  3. Competitors. How does it fit into the DeFi ecosystem?
  4. Value proposition. Why is it unique? Why will it beat competitors?
  5. Technology and developers. Adoption, user experience, and security.
  6. Tokenomics. Supply, token distribution, and inflation rate.
  7. Ecosystem. Partners and decentralized apps.
  8. Growth and longevity. User growth rates and maturity.
  9. Risks. Potential risks to monitor.
  10. Price prediction. Future price estimate.

The Results:

Some of my best investments over the last few years have been Bitcoin, Ethereum, and Solana.

📈
Bitcoin's price was around $19,000 in December 2020. At its peak in November 2021, it was $68,000. I got a 3.5X in 11 months.
📈
Ethereum's price was around $550 in December 2020. I sold near the peak in November 2021, around $4300. I got a 7.8X in 11 months. 
📈
Solana's price was around $20 in April 2021. When I sold in November, it was around $230. I got an 11.5X in just 7 months.

No other asset class gives returns like this.

So now we know how to find a quality cryptocurrency. But how do we avoid risks? What if the crypto gets hacked? What if there is a recession?


Key #3 Risk Management: The 2-Step System to Not Lose Money.

“The first rule of investment is don’t lose [money]. And the second rule of investment is don’t forget the first rule." – Warren Buffett

In 2020, there was a big news story about how quantum computers could hack Bitcoin by as soon as 2022. Quantum computers are super-computers that don't exist yet but can hack virtually anything. My heart started racing as I heard the news. Would I lose all of the money I had invested into bitcoin? Should I sell now?

I decided to do more research before I made an impulse decision – I had 2 more years anyway. Through my studies, I learned that quantum computers won't be functional until 2028, and by then encryption technology will likely be able to stop them. In other words, you don't have to worry about your bitcoin being hacked by quantum computers.

The risk of quantum computers was not the first negative story against Bitcoin (and crypto), and it won't be the last. I'm sure you've heard some of the stories about Bitcoin using too much electricity. Or the risk of a solar flare. Or an EMP attack. I want to put those fears to rest. I understand that they’re genuine concerns. I researched them extensively, and most (if not all) of those stories are overblown. They’re either inaccurate, extremely unlikely, or so catastrophic that they would be dystopian.

But that doesn’t mean that crypto has no risks. The most significant risk to any cryptocurrency is a coding bug. The second-largest risk is government regulation. I actively monitor both of these risks.

We need to plan for the worst so we don’t lose money.

The Risk Management Framework:

  1. Diversification. Have investments in multiple different markets, like real estate, stocks, and crypto. If one loses value, you'll still have the others.
  2. Long-term holding. Hold your investments for the long term. If we look at the short term, the prices can go up and down drastically. But if we look at the long term, the stock and crypto markets always increase in value.

What if the economy turns bad?

Warren Buffett has said, “Be greedy when others are fearful, and be fearful when others are greedy.” When the economy is bad, it is the BEST time to buy. That’s when the big money is made.


You might be thinking, “I don’t have the time to learn finance, analyze every investment, and then figure out how to make a diversified portfolio of cryptos and stocks.” That’s exactly why I made the Elwood Research Newsletter. It makes investing way easier. I’ll quickly go over what it is and what it does, ok?

Elwood Research is a newsletter where I send out emails every time I buy or sell a crypto or stock. I also tell you which app to buy each cryptocurrency on. This removes all of the time and research that you would typically have to do to invest. If you copy my investments, you can get the same great results without the work.

📊
INCLUDED FREE: My Investment Portfolio. Get access to the breakdown of how much I own of each crypto and stock. Updated every week. This alone is worth the price of the membership.
📞
One-on-one help: If you run into any problems or have any questions about money, investing, or personal finance, you can send me an email or call/text me, and I'll personally do everything I can to help. This is a limited service so sign up now before I remove this perk. If you buy now, you will be able to use this perk even after I remove it.

The Elwood Research Newsletter is for people who are just getting started in investing and people who have tried investing in the past but want to know the new strategy for achieving financial freedom.

It’s so simple anyone could do it. All you have to do is:

  1. Download the Coinbase app to buy crypto.
  2. Wait for an email from me that says what to buy.
  3. You can copy my investments.

There's a 3-minute quick-start guide that tells you exactly how to do it.

  • No technical knowledge is required.
  • Buy as little as $5 of any crypto if that's all you have to invest.

I had to spend years studying and thousands of dollars on books and courses to get my investing strategy right. But you can skip all of that time and money and get right into making money. You’ll be doing it right the first time. There’s no trial and error period.

The newsletter subscription cost could pay for itself with one good investment. You’re only one investment away from being financially free for the rest of your life.

If all the newsletter did was:

  • Allow you to pay off your student loans, would it be worth it?
  • Allow you to go on a dream vacation abroad, would it be worth it?
  • Allow you to spend more time with your kids, would it be worth it?
  • Allow you to quit your 9-5 and never see your boss again, would it be worth it?

Isn’t it worth your time to check it out? Even if it’s only half as effective as I say it is, it will pay for itself virtually instantly.

💰
100% Satisfaction money-back guarantee. If you're not satisfied at any time, you'll get a full refund.

Now, I'm not guaranteeing that you’ll get rich overnight. This is not a get-rich-quick scheme, and it could take years before you reach financial freedom. Why? Because I don't control the markets, I can only help you navigate them. But I am guaranteeing that you will get $1997 worth of value and service from me to support you. If you don't feel like I gave you that level of service, just send me an email (ian@iangreer.io) with proof of purchase, and I’ll personally refund your subscription cost.

Best case, you make a few investments and become financially free. Worst case, you don't like the newsletter, I refund your money, and you get some free investing info. Both options are risk-free. The only thing guaranteed not to help you is not getting the Elwood Research Newsletter.

"I had always wanted to invest in crypto, but I was overwhelmed by all the information and didn’t know where to start. Ian taught me about personal finance and then helped me find the right cryptocurrencies to invest in. Thanks to his guidance, I have substantially outperformed the market. I highly recommend the Elwood Research newsletter to anyone looking to get started investing in crypto." – Michael D., Google employee
"I've been working with Ian for several months now and he’s been extremely helpful. He’s knowledgeable and always willing to go above and beyond to help me understand the market and get great returns. I highly recommend him to anyone looking for a professional financial advisor." – Alex M.

Press the "Buy Now" button below to get access to the Elwood Research Newsletter.

Elwood Research Newsletter

Get one-on-one financial advice and exclusive access to my investments and portfolio.

Buy Now